Last week, 12-million Apple UDID’s were exposed in a breach that stemmed from the company BlueToad. Luckily, UDID’s don’t have much relevance to your personal identity. Nevertheless, this news did get us thinking about types of information that you should monitor that may not be as obvious as your social security number, credit report or email address.
Court and Public Records: Imagine being pulled over after a long day of work. The officer stops you for a broken taillight, but when he runs your information, the officer finds there is a warrant for your arrest. You are going to jail but you have no idea why. Your records are clean, right? Maybe not. A high percentage of identity fraud can be attributed to the fraudulent use of an identity in court a public records. Keeping an eye on your court records can alert you if a criminal act is committed under your identity.
Change of Address: By fraudulently changing the mailing address of their victims, identity thieves can gain access to mail and critical identity elements contained in bills, credit card statements and other financial documents. In 2011, changing addresses was the number one method in account takeovers, affecting 44 percent of all account takeover victims according to the Javelin Identity Fraud Security Report.
Non-Credit Loan Monitoring: Non-credit loan fraud is an all-too-common type of fraud in which an identity thief takes out a high-interest, short-term loan under your name – without a credit inquiry – leaving you to pick up the pieces to restore your identity and financial health.
Protecting against these non-credit threats is important. Read more about CSID’s non-credit services.