Credit Data : Enhanced Credit Services

Go beyond the typical credit monitoring offerings.

CSID has the ability to provide Knowledge-Based Authentication (KBA) services, a real-time, interactive questionnaire that utilizes information from credit report and other public data records to verify that the participating individual is who they claim to be.  KBA is the credit industry standard for identity verification. CSID has also developed proprietary methods of streamlining the verification process utilizing a combination of known personal information and intelligent PIN codes to verify a more controlled and targeted population base. CSID offers the following enhanced credit services:

• ScoreTracker™, a simple month-after-month report that provides individuals with trends and credit score insight
• Score Simulator, a tool individuals can use to create and compare custom “what if” scenarios to determine the credit score impact
• Insurance Scores, a report that reveals what kind of risk individuals look like to home and auto insurers so they can be prepared when shopping for insurance policies