Don’t know a mule from a ripper? Here is a quick tutorial on what you need to know when talking about the seedy underworld where hackers buy and sell stolen credit cards, identities and more.
- Bins – Bank bins are the first 6 digits of a card. Carders (see below) selling credit cards will advertise the bins they have for sale.
- Carders – Sellers of stolen credit cards.
- csv – The card security code, same as cvv. The three to four digit code is on the back of a credit or debit card.
- Drop point – A physical address, usually a home, that can be used to send purchased merchandise to. The home is usually vacant (e.g. vacation) and the hacker can pose as the occupant to receive the merchandise.
- Dropzone – A machine that accepts phished data.
- Dumps – A set of stolen credit cards.
- Fresh (as in selling “fresh”…) – A newly stolen card or cards. The cards are more likely to be active if they are “fresh.”
- Fullz – A card that includes full information – cvv (security code), expiration date as well as first/last name, address and phone.
- Live – A non-cancelled credit card.
- lr (liberty reserve) – A 100% irrevocable payment system and digital currency. A common way to purchase stolen cards and identities.
- Mules – Recruited by scammers (see below), mules are led to believe they are working for an import/export company. They are asked to accept merchandise and re-ship it outside the country.
- Rippers – Carders that do not deliver the credit cards as promised. They take the money from lr or wu and never transfer the data file with the credit cards.
- Scammers – Criminals who reship merchandise purchased with stolen credit cards. They may pose as legitimate importers/exporters and hire unsuspecting mules to help them.
- Track1/Track2 – The magnetic stripe on the back of a credit card is encoded with track1 and track2 data. Credit card readers are able to read the data. Criminals will create a real credit card with the track1 and track2 data encoded from stolen credit card numbers.
- wu (Western Union) – A 100% irrevocable payment system and digital currency. Wu is a common way to purchase stolen cards and identities.
